According to a report, it has been noted that a fifth of the wealth of the world’s super rich people is held in property. The figure is estimated to be around USD 5,328 billion. Whilst, Asia's ultra-rich were believed to have a greater share in real estate.

International real estate advisor Savills, in joint cooperation with Wealth-X, states that in the world, property is accounted for about a fifth of the invested wealth of almost 200,000 ultra-high net worth individuals (UHNWIs).

It also stated that 19 per cent of the total private wealth of USD 27,770 billion, is held in real estate assets thus amounting to USD 5,328 billion.

Moreover, Europe's super rich also hold the biggest share of all privately owned real estate assets which is followed by Asians.

It has also been estimated that the affluent people in Europe hold 31 percent of their wealth in real estate assets worth USD 2,391 billion. This is closely followed by Asia (27 per cent at USD 1,800 billion) and the Middle East (26 per cent at USD 880 billion).

According to head of Savills world research, it has been noted that the global real estate is mostly residential. It is also held by occupiers. However, private owners are gaining increased importance in the world of traded investable property.

The head of Savills also stated that since the North Atlantic debt crisis of 2008, wealth management companies, sovereign wealth funds, family offices and private banks have moved into property deals that corporate bankers have abandoned.

The total value of the world's real estate is now estimated to be around USD 180 trillion according to Savills. Of this, 72 percent of which is owner-occupied residential property.

Of the USD 70 trillion that is 'investable' and hence traded regularly – that includes USD 20 trillion of commercial property – around half is bought by companies, organizations and private individuals.

According to the CEO of Wealth-X, the UHNW population is likely to grow 22 per cent by 2018. Moreover, by 2018, its combined wealth - currently USD 27.8 trillion - is anticipated to total over USD 36 trillion.

The CEO also stated that this presents large scale chances for those involved in global real estate investment in order to create the right product in the right locations.

UHNWI owns about 3 percent of the world's total real estate value, or USD 5.3 trillion.

The realty sector has enjoyed an unblemished image of being the safest and practical investment option for several years. Apart from the rich and ultra-rich, many from the middle class or lower income group prioritized real estate investment when it comes to investing their life’s earnings.

The lucrative factors always were the safety and huge returns in the future. Also, there are several options for a person willing to try their luck in real estate.

But, this no longer holds true as the recent observations tell a different story of the sector losing its popularity and credibility among the buyers. Reasons are obviously the recent economic slowdown, lack of supply and inactivity on the part of buyers. Employment concerns and prominent uncertainty in the sector have also remained strong causative factors.

With rising concerns about the increasing inventory pile-up as well as less demand, will the much feared and talked about real estate burst happen in this year, 2013?

From the mid-nineties to the year 2002, India’s growth rate was somewhere around 4.9 %. And, there was decline in real estate prices but the yearly reduction was less significant than the present situation. The cumulative figure indicating decline was about 20 percent in all these years.

During the last decade, there has been an increase among people willing to invest in the sector, and of late, there is less demand for new sales. Across the nation, inventory pile-up has been a concern and it is reported that the priority should be towards clearing them off.

Considering the latest trends, the nation’s realty sector has shown signs of improvement but needs urgent implementation of timely strategies to boost the development.

In India, a property is most likely to fetch you about 20 to 25 returns per year. This belief still holds ground among many investors. However, the present circumstances seem to be less favorable.

Mr. Sanjay Dutt, the chief executive at popular search firm, Cushman and Wakefield, is of the opinion that if a builder sells about 2,000 flats and of those 70 % are to people planning to resell them in a matter of few years, those shouldn’t be counted as sales.

This scenario leads to a condition especially in large metro cities where under-construction projects are offered anywhere between 1,000 to 1,500 rupees less than the initial price set by the developer. Those investors and developers interested in selling the houses are enthusiastic about this.

When the scenario mentioned above becomes stronger, the market has to come to a point where it has to correct itself. Industry players are confident that such a self-correction has great probability to occur.

Last but not the least, as per the ‘Ministry of Housing and Urban Poverty Alleviation’; about 11.09 million houses in urban locations are lying vacant. The owners and developers are delaying the deal with the expectation that the capital values are in for a change.  When that supply happens, a correction is likely to happen.

So, the chances of a realty crash are not that prominent as many put it.

Planning to buy an apartment itself takes many years in preparing yourself with a steady mind and then the task in doing little research about the market strategy and financial options takes its own time. In this long run of buying a property and expecting a big return in future, many forget their needs and how best the apartment will suit the buyer.

With a wide variety of apartment choices available in a city that varies from a single BHK, one bedroom studio apartments to a luxury penthouses, has left the buyers in a big dilemma in choosing an apartment.

Before choosing an apartment, with a steady mind clearly decide yourself the purpose of buying an apartment and then pen down on a piece of paper your requirements that you would expect in an apartment.

First and foremost step in the process of buying an apartment is no doubt the budget, your affordability and then the payment options if you opt for a home loan. Now starts your actual hunt and with few below mentioned points keeping in mind will take you to your ideal apartment among the other high-rise apartments:

* Check for the size of the apartment, how spacious it is, and comprised of how many bathrooms and bedrooms that would serve your needs.

* Never comprise on the location of the apartment, always make sure on which floor you want your apartment to be, and check for how easily you can reach to the parking lot from your apartment, and then comes your privacy, which counts greater to live peacefully in your apartment in a particular floor.

* Look for the easy accessibility from your apartment to other places like your office, kid’s school, other social infrastructures like hospital, restaurants, malls, theaters, and to city center.

* Check for the amenities and services available within your apartment complex, and make sure that all amenities and services that you would have listed in your checklist are available in the complex. Few available amenities that would be available in an apartment complex are swimming pool, wading pool for kids, playground for kids, and don’t forget to know the on-site staffs in the complex.

* Ensure about the security system provided in the apartment complex, check whether CCTV camera system is installed in all the corners of the building, card access entry in the main entrance, alarm systems in your apartment.

Check for the cost in each detail and compare with other properties in the surrounding and also seek advice from your trustworthy friends and relatives, while buying an apartment. Go with your gut, listen to your inner voice and then take a wise decision in choosing an ideal apartment in a city, as opting for the best apartment among many high-rise apartments in the city is a cumbersome decision.

Raja Aristos is a very prominent project of ours. We have put in all the efforts to make this a success. You will certainly feel like a king every time you enter the gates. We provide nothing less than luxury in our project as there are thoughtfully designed driveways to the superbly crafted landscape. This experience of living in Raja Aristos will open a new style of living for you. We also provide international class facilities at every step of the way. The magnificent towers encompassing 312 hi-rise luxury apartments flush with every modern amenity are something that you truly aspire of. There are inspiring décor, interiors, high quality walls and fixtures; just about everything needed to enjoy the royal life called home in every aspect.

The specifications include various facilities such as living, bedroom and dining, all in vitrified tiles. The balconies and utility, and toilet come with anti-skid ceramic tiles. The kitchen is available in vitrified/ceramic. Outdoor amenities like Tennis Court Badminton Court, the main entrance lobby and staircase is made of granite. Thus, you can see for yourself that we provide nothing but the best to our customers and enjoy their stay in our dwellings. Come; make the most of your life in our pristine houses!

Bangalore is among the fastest growing Asian cities in terms of real estate development, with the choices it offers and possibility of huge returns in the future. Apart from flats or villas, there is an increasing demand for plots across the city. A plot in the city could fetch you short as well as long term returns. But, measures have to be taken to ensure the credibility of the property. The irregularities involved in such deals have been a constant concern for the buyers. How a plot investment could be made safe and profitable?

The demand for transparency in land deals, has called for some initiatives from the concerned authorities. However, the possibility of land scams is always there.

How to locate a risk-free land deal? Here are a few suggestions.

First of all, each and every aspect of the land deal has to be assessed, and all the documents verified. Always ask for the originals. Any payment such as water bill or tax etc have to be up-to-date, in other words the concerned property should not be with any liabilities. A “non-encumbrance certificate” is the requirement there, as it assures a debt-free property.

The nature of land ownership is another matter of concern, i.e, if it is independently owned or HUF.  In the case of Bangalore city, private properties are approved by the BDA, (Bangalore Development Authority), whereas plots away from the city center are sanctioned by the Bangalore Metropolitan Regional Development Authority. The documents regarding this should be thoroughly investigated.

If the title is not transparent, the concerned deal is not worth following-up. The sale agreement is another imperious feature. All the aspects, especially payments and names are to find a place in the agreement.

Validity of sanctions from related government bodies such as IT department, Planning Authority or Municipality is the next aspect to validate. All certificates or documents containing the “No Objection Certificate” have to be original.

Always take legal help whenever necessary, during every step of the deal.

In all land deals, three aspects are of prime importance: verifying all the documents and assessing their originality, paying frequent visits to the site in order to prevent encroachment and avoid being impulsive; never go by advertisement or rumors, make it a point to verify on your own.

It has been noted that the funds to the realty area have been drying up. On the other hand, the debt repayment has become tedious for developers as the cost percentage of sales has grown from 12 per cent two years ago to 18 per cent currently. On the directives of the Ministry of Finance, loan recasting or debt restructuring has been made tough by banks.

It is being wondered as to why the government is not taking that much interest in granting infrastructure status to realty which would help it access cheaper capital. This is especially when the ministry concerned has already recommended it.

Moreover, it is also noticed that now, the Reserve Bank of India's very recent directive to ban the subvention scheme has closed the option of raising cheaper finance. This is in spite of the fact that there have been rarely any defaults. Moreover, the long and clumsy approval process is adding to the existing realty trouble.

Furthermore, it is being considered that there is an urgent need to lay down guidelines that prescribe time-bound procedures, simple and transparent to fast-track building approvals. However, the Real Estate Regulatory Bill has not looked at this important aspect. In this regard, an expert committee which was set up by the ministry has recently has come up with a reform blueprint.

This has given rise to some hope as per the thing that it gets implemented to check large-scale delivery delays. This not only adds to the cost of the property but also shake the confidence of the property buyers and investors. It is expected that it is time for the government to pro-actively take initiatives on the policy front to recuperate realty and also put it on fast track.

Summary: It has been noted that the funds to the realty area have been drying up. Whilst on the other hand, the debt repayment has become tedious for developers as the cost percentage of sales has grown from 12 per cent two years ago to 18 per cent currently. It is expected that it is time for the government to pro-actively take initiatives on the policy front to recuperate realty and also put it on fast track. 

Raja Housing Ltd main vision is to turn a dream homes into reality. Raja Housing Ltd started its business in the year 1995 and it is managed by 2 brothers, Mr. Raja Datta and Mr. Raja Suchindra who brought a combined experience, knowledge and Zeal to give a brand name Raja Housing Ltd in Bangalore. They provide a service of high quality construction within a time and at reasonable cost.  In the Real Estate Development Industry they were the first to offer Italian Modular kitchens and standard specification as vitrified tiles and Italian Marbles for all their projects.

RESIDENTIAL PROJECTS
Raja Housing’s residential projects are providing a luxury lifestyle to customers. The projects are well planned to provide a genuine standard of living. And is designed well to meet all the needs of the customers.

Rooms
The rooms are of 2 and 3 BHK with well-designed and spacious interiors, good ventilation to give you a fresh air and with ample natural lightening to make you relax with no tensions. The flooring is of vitrified tiles to make the rooms look beautiful.

Kitchen
It is smart kitchen with adjustable platforms with stainless steel and drain board sink and a facility of exhaust fan point. The flooring is of vitrified/ ceramic tiles.

Bathrooms
The bathroom is constructed with Glazed or ceramic tiles which heights up to 7 feet. There is an oval shape washbasin in master bedroom with an exhaust fan point.

Amenities
You will enjoy staying here because of the amenities provided to you within your reach without any time consuming. Amenities include good open space area, kids play area, amphi theater for get together with family and friends, gym, shopping malls, sitting area for citizens etc.

They also have automatic self-door elevators with generator back up. Raja housing also have the facility of rain water harvesting just to save water.

COMMERCIAL PROJECTS
Raja Housing Commercial projects consists of with luxury office buildings which is well designed to meet the requirements of multi-national or software companies. It has floors where ground floor has lobby, parking and utilities, adding three floors plus the terrace floor. There is a huge space for two wheeler and four wheeler parking.

The office area floors are all of vitrified tiles and the lobby is of granite floorings. There is a wide staircase of 1.20m wide. Spacious lobby on all floors. Open dining area with sheet roofing, lights, ceiling fans and a balcony. There is a pantry on terrace floor. With fully light fittings in the entire floor. Each floor has a rest room to both men and women.

There is a bore well backup for water supply. There is a large water tank to store the water. When there is a power failure there is a diesel generator back up which starts and shut down automatically and with many more facilities provided for the smooth flow.

LAYOUT PROJECTS
Raja housing has a layout projects all over Bangalore. Layout is of self-contained and ultra-modern. It gives a feeling of modern living and each day gives you a new experience staying in Raja housing layouts. From Raja housing layout it’s just a few minutes’ drive to airport, hospital, shopping malls, schools etc. This projects 

The much-followed perception that negative opinions from customers are not to be ignored but to be analyzed and if necessary, should be implemented is among the core principles of any organization.

However, today’s competitive environment many times, force us to bring in reforms to even such fundamental norms. We are well aware of this destructive trends intended against us. Amidst all the baseless allegations and widespread attempts to tarnish our integrity, we realize that we are ought to clarify things for our valuable customers.

Researches show that many times criticism is the result of the harsh realization of one’s own inability, stemming from jealousy, hatred or insecurity. We are all capable of thinking on our own, forming opinions and expressing them. We, acknowledging this fact, would not like anyone to be a victim of such unprofessional and disrespectful way of expressing fake opinions with malignant intentions.

Raja Housing Ltd, the real-estate wing of veteran Raja Group, since 1995 has witnessed stable development over the years, and today, after nearly two decades into the core real estate sector in IT city, is among the top builders.

We have successfully made it easy for all our customers to afford elegant homes on par with globally acknowledged standards. We have and continue to build an advanced association upholding honesty, high moral standards and clearness, backed by proficiency, proficiency, teamwork, and unparalleled service excellence.

They say, concern on negative criticism distances you from many better things and many look at criticism as the best method to cover one’s own faults. In other words, criticism is often an indirect way to self-boast. With several on-going and upcoming residential, commercial and layout projects, Raja Housing Ltd continue to stand firm as ever on the city’s ever-growing real estate arena.

We request our customers not to be misled by such unfounded reviews and to pay personal visit to our office for a clear and honest perspective on our projects.

Home buyers are now seen protesting against the real estate developers by the medium of social media or through marches with real estate developers failing to hand over property and lack of good service. There are several leading developers who are bearing the brunt of the home buyers in the last six months. Consumers seem to have lost their patience as developers continue to cite funding costs along with slowdown in the realty sector as the reason for the delays. There are many protests from the consumers taking place all over the cities in the country with one beginning from Delhi-NCR region.

It is believed that the Delhi-National Capital Region has a huge number of under construction properties which accounts for about 65 per cent of the total housing stock in the country. There are many customers who are expressing their grievances through various means over not handing over the property in time. According to one such home buyer who has been staging protest stated that their association had around 300 (out of about 850) home owners from both India and overseas. They had all connected through Facebook and had plans of a protest march. It is believed that around 400 residents are seeking compensation of Rs. 680 crore in a project launched in 2008.

According to real estate watchers, most organizations that were struggling with deliveries had launched projects under the construction-linked plan; where an amount of money was taken upfront while the balance as the construction progresses. However, due to the downturn in the economy, funding and raw material costs had twirled leading to project delays. The experts in the industry opine that it is better to opt for complete or near-complete projects rather than pre-sales projects which may offer a good discount.